On me demande très souvent mon avis sur ((http://www.cryptodecodeur.com/go/coinbase Coinbase)) et leur plateforme de trading associée: GDAX.
Coinbase et GDAX sont une bonne solution si le service est disponible dans votre pays.
Pour utiliser GDAX, vous devez d'abord vous inscire sur Coinbase.
L'avantage principal de Coinbase est que vous recevez 10 € de bitcoin gratuits (pour 100 € achetés) si vous utilisez une invitation (parrainage) comme ((http://www.cryptodecodeur.com/go/coinbase ici)) .
MAIS ATTENTION: si vous utilisez ensuite Coinbase pour acheter/vendre, vous payez 1,49% de frais. C'est à dire 1,24% de plus que Bitstamp par exemple. Toutefois, avec les 10€ offerts, ça reste rentable jusqu'à environ 800€ d'achats de bitcoin (ou Ethereum ou Litecoin).
Au delà (ou même dès que vous avez passé 100€ et obtenu votre bonus de 10€), je vous recommande de passer sur la plateforme GDAX (vous devez utiliser votre compte utilisateur Coinbase pour accéder à GDAX). Sur GDAX les fees taker sont de 0,25% et les fees maker 0% (très bon!!)
Donc oui ça vaut le coup d'ouvrir un compte sur Coinbase avec une ((http://www.cryptodecodeur.com/go/coinbase invitation)) pour recevoir 10€, mais n'oubliez pas de passer ensuite sur GDAX dès que vous avez reçu votre bonus de 10€.
Note: GDAX est un peu plus limité (par exemple pour l'analyse historique) que Bitstamp ou Kraken. Mais c'est possible de compenser en utilisant TradingView ou Coinigy.
Coinbase Pricing & Fees Disclosures
Nov 08, 2017
Virtual Currency Transfer Fees
In general, Coinbase does not charge a fee to use our Hosted Digital Currency Wallet service. Transfers of virtual currency to an address off the Coinbase platform may incur network transaction fees, such as bitcoin miner’s fees, which Coinbase may pass through to you. Any such transfer fees will be disclosed to you at the time of the transaction.
Exchange Rate
Your exchange rate for buying or selling digital currency through our Conversion Service is calculated as the market rate of the digital currency on Coinbase’s GDAX platform, plus a spread between 25 to 100 basis points determined by the size of your transaction, market volatility and length of time using Coinbase ("Exchange Rate"). In rare circumstances, the market rate from GDAX may not be available due to outages or scheduled maintenance. In order to provide you with uninterrupted services at such time, we may derive market pricing data from unaffiliated digital currency exchanges. Exchange rates quoted in these circumstances are subject to spread exceeding 100 basis points. The final exchange rate will be quoted to you before you complete your transaction.
Conversion Fees
We charge fees (“Conversion Fees”) to use the Conversion Service, which vary based on your location, payment method, and other circumstances. In some cases we may charge an additional fee on transfers to and from your bank account.
We will always notify you of Conversion Fees and any other service fees that apply to each transaction in the aggregate, in two instances: (1) immediately before you confirm each transaction and (2) in the receipt we issue to you immediately after each transaction has processed. Unless otherwise disclosed to you at the time of your transaction, the Conversion Fees you pay is calculated by one of two methods:
Method 1:
The greater of:
(a) Minimum fee — a flat fee that applies to conversion transactions under $200, and which is disclosed before you execute the transaction.
(b) Percentage fee — a variable fee determined by region and payment type, calculated as follows:
Australia
Credit / Debit Card Buys
3.99%
Canada
Credit / Debit Card Buys
3.99%
Europe
Standard Buy / Sell Credit / Debit Card Buys Bank transfers (SEPA) - in / out*
1.49% 3.99% Free / €0.15
Singapore
Buy / Sell Credit / Debit Card Buys
1.49% 3.99%
UK
Standard Buy / Sell Credit / Debit Card Buys Bank wires - in / out * Bank transfers (SEPA) - in / out *
1.49% 3.99% N / A Free / €0.15
USA
Base rate of 4% for all transactions**
Payment Method for Purchase Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account 1.49%, with a $0.15 minimum
Coinbase USD Wallet 1.49%
Credit/Debit Card 3.99%
Payout Method for Sale Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account 1.49%, with a $0.15 minimum
Coinbase USD Wallet 1.49%
PayPal 3.99%
USD Deposit Method Fee
ACH Transfer Free
Wire Transfer $10 ($25 outgoing)
** The base rate for all Purchase and Sale transactions in the U.S. is 4%. Coinbase waives a portion of the Conversion Fee depending on the payment method you use. The effective rate of the Conversion Fee disclosed here is calculated as the base rate, net of fee waivers. The base rate does not apply to U.S. Dollar deposits and withdrawals.
Method 2:
Percentage fee - 1% variable fee based on the amount of your transaction but subject to a minimum fee of $1.00 and a maximum fee of $50 (“Variable Fee”) and, depending on the region and payment type identified below, a fixed rate percentage of 2.49% ("fixed fee").
Australia
Credit / Debit Card Buys
Variable Fee and Fixed Fee
Canada
Credit / Debit Card Buys
Variable Fee and Fixed Fee
Europe
Standard Buy / Sell
Credit / Debit Card Buys
Bank transfers (SEPA) - in / out*
Variable Fee
Variable Fee and Fixed Fee
Free / €0.15
Singapore
Buy / Sell
Credit / Debit Card Buys
Variable Fee
Variable Fee and Fixed Fee
UK
Standard Buy / Sell
Credit / Debit Card Buys
Bank wires - in / out *
Bank transfers (SEPA) - in / out *
Variable Fee
Variable Fee and Fixed Fee
N / A
Free / €0.15
USA
Base rate for all transactions is described in Method 2 Percentage fee above**
Payment Method for Purchase
Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account
Variable Fee
Coinbase USD Wallet
Variable Fee
Credit/Debit Card
Variable Fee and Fixed Fee
Payout Method for Sale
Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account
Variable Fee
Coinbase USD Wallet
Variable Fee
PayPal
Fixed Fee
USD Deposit Method
Fee
ACH Transfer
Free
Wire Transfer
$10 ($25 outgoing)
** The base rate for all Purchase and Sale transactions in the U.S. is described in "Method 2 Payment fees." Coinbase waives a portion of the Conversion Fee depending on the payment method you use. The effective rate of the Conversion Fee disclosed here is calculated as the base rate, net of fee waivers. The base rate does not apply to U.S. Dollar deposits and withdrawals.